Basically, P-card is a regular debit card. It is not connected to any of your accounts though, which is a nice thing if you want to use it on the web. The amount debited can be anywhere from 15 CYP and 500 CYP. If you run out of money, you can debit more. The P-card is for electronic use only, which is good enough if you ask me – web, ATMs both local and abroad, and shopping point of sale systems – are all good.
Applying for the card is extremely easy. Any clerk of any branch can issue the card in about 10 minutes. All you have to do is present and ID card or passport and debit either cash or from your account. The good thing is that you can even use P-card to give someone else money, like a gift for example.
I decided to start with a 50 CYP card, debitted from my account. I have received a package that contained the card itself, PIN, the copy of terms and conditions, and a bonus CYTA So-Easy 5 CYP card. Not bad.
I have also tried if the card worked on the web and didn’t have any problems. I have purchased myself a two year Flickr Pro account. By the way, I have a couple of ideas on how I am going to use it extensively in a very near future.
Resume: if you need a quick, simple, and secure way to buy stuff on the web or via other electronic means, get yourself a P-card from Hellenic bank. That’s a really good option.