I had to visit the bank today.Â Since I was on my way to the park (with Maxim), I decided to take him in.Â While we were standing in the queue, one of the clerks stopped by to say hi.Â She played a bit with Maxim and suggested that we open an account for him.Â I thought she was kidding, so I replied in a Fargo-ish way “Oh, yeah.Â Right”. Surprisingly, she looked at me very seriously and said that she wasn’t joking one bit.
Needless to say I got interested.Â She said that all I had to do was to bring Maxim’s birth certificate, and based on this document she can open a bank account on his name.Â Maxim will only be able to use this account when he is 18.Â But until than, both I and Olga can transfer small amounts of money to that account – 10 or 20 pounds a month.
As a result, if we’d do that, Maxim will have a good sum of money to start the adult life.Â (Calculations for the lazy ones: 10 pounds per month x 12 month per year = 120 pounds per year.Â Maxim is now 1 year old.Â That means that he has another 17 years to go before he can use the account.Â 120 pounds per year x 17 years = 2040 pounds + bank percentage.Â 4080 + percentage you’re willing to make it 20 pounds per month).
I understand that for many parents saying this outloud is like repeating that the planet Earth is round, but for me it was a completely
new unconsidered idea.Â I’ll be rushing back to the bank with Maxim’s birth certificates one of these days.